For most of us, giving comes natural and for others lending money is no big deal. As good as it may seem there is more to lending money that meets the eye. There’s a big difference between lending someone a pen, clothes, shoes and lending money. There is a big deal to lending money.
Money drives the world, makes it revolve and rotate. I think money defies the laws of physics, money can make you fly up the social ladder in a couple of minutes, money can make you fall face down into the social-mud in seconds.
This then calls for safety measures we need to consider when giving or lending money to people. Read this completely to avoid these annoying people you should never lend money to.
THE GAMBLER [BET 9JA, BET 360, NAIRA BET SPECIALISTS]
Early this year I had a sudden spike in the sum of money I buried into my Bet 9ja betting account. After a time, I sat down and thought of how much I had wasted. My betting account gave the sum as N18300 while I had claimed N10k, so I was losing N8300 which by my current financial standard is a substantial amount of money.
Gamblers will collect that N100 and play their tickets and some of them borrow from up to 10 people just to make up the N1000 for that fixed game that was shared on the WhatsApp group chat.
And when their games are lost, they go into a borrowing spree to pay back what they owe. So they rob Peter to pay Paul and the cycle continues.
These people will never pay you at a time.
BEST FRIENDS [BESTIES]
Another group of annoying people you should never lend money to are your close/best friends. Your relationship may seem cosy but trust me, if you are the type that has the mind to ask for payment of your sum when the borrower has nothing then that sum of money is about to cause a rift in your relationship. Avoid this as much as possible.
NETWORKING AGENTS/ ONLINE EARNERS [EXCEPT THOSE WORKING WITH REPUTABLE FIRMS LIKE GOOGLE ADSENSE, YOUTUBE, ETC]
There are tons of online networking jobs out there that encourage referral earnings. I have participated in some of them but I must tell you, if you have someone involved in this type of business and you want to make sure your money will be paid back then avoid lending money to them.
Their income is highly influenced by unlikely and uncertain factors whereas those doing online jobs like blogging, vlogging, etc are more likely to be stable once they establish an audience.
So I’d advice you not to lend your money to those participating in networking businesses, ponzi schemes, referral schemes, etc. Your money will grow wings and fly to next year.
THE “I’M SAVING MONEY TO BUY A GADGET” PERSON
This group of annoying people you should never lend money to are one of the most annoying ones. They come and tell you they’re saving money for this cool new gadget, both of you even go through it on your phones together. Then you lend the money to enable them makeup the sum.
Did you pause to ask yourself why they couldn’t use their own money, and if they don’t have money how do they repay you? So you get yourself into a monetary mess.